How a ₹5,000 Monthly SIP Can Grow Over 20 Years

A ₹5,000 monthly SIP invested for 20 years totals ₹12 lakh in contributions. At a realistic 12% annualised equity return, it can grow to approximately ₹49.9–50 lakh. At 10% it reaches around ₹38 lakh, and at 15% it can exceed ₹75 lakh. Historical 20-year SIP data for diversified equity funds often falls in the 13–17% […]